1. Accepted Payment Methods
To meet your convenience and security needs, we currently accept the following major credit cards:
- Visa
- Mastercard
- American Express
2. Applicable Transaction Currencies
The currency for your order is strictly determined by your shipping destination, and this will be the currency used for pricing and charging. Please note the following rules:
- United States: All orders shipped to U.S. addresses are priced and processed exclusively in U.S. Dollars (USD).
- Canada: All orders shipped to Canadian addresses are priced and processed exclusively in Canadian Dollars (CAD).
The currency selector feature at the top of our website is for reference only to help you estimate costs. It does not alter the actual transaction currency, which is fixed based on your shipping location. If your payment card is issued in a different country or uses a currency other than the transaction currency, your bank or card issuer may apply an exchange rate and/or foreign transaction fee. These fees are set by your financial institution and are not imposed by 新建服装网站42 or www.gibolecoop.com.
3. Payment Security & Privacy Protection
Protecting your payment information is our top priority. We have implemented comprehensive security measures to safeguard your transactions:
- We use enterprise-level data encryption technology to secure all payment information during transmission.
- All transactions are processed through a trusted third-party payment service provider with a proven track record in security.
- For enhanced privacy, we do not store complete credit card numbers on our internal servers.
4. Payment Authorization & Charging Rules
To ensure the smooth processing of your order, please note the following authorization and charging details:
- When you submit your order, your bank or card issuer may place a temporary authorization hold on your card for the full order amount. This hold is used to verify that sufficient funds are available and will not be reflected as a formal charge.
- The actual charge to your card will only be processed once your order has been confirmed and prepared for shipment.
- If your payment is declined or flagged for security review, our customer service team will contact you promptly to verify necessary details. If we are unable to complete the verification process, we reserve the right to cancel the order to protect both parties' interests.
5. Refund Policies
All approved refunds will be credited back to the original payment method used for the order. This ensures the security and traceability of your refund:
- Once a refund is processed by our team, the timeline for it to appear on your bank or card statement varies by financial institution, typically taking 5–10 business days.
- We recommend checking with your bank or card issuer if you have not received the refund within the estimated timeframe, as some institutions may have additional processing procedures.
6. Payment-Related Inquiries
If you encounter any issues with payments, unauthorized charges, or refund delays, please do not hesitate to contact our customer service team. We are here to assist you promptly.
